If you were in a crash in New Jersey, the police report lists a three-digit insurance code for each vehicle instead of the insurance company’s name. This guide explains what those codes mean, where to find them on your report, and what to do with them. The full list of every code the New Jersey Motor Vehicle Commission has issued is below.

Source: New Jersey Motor Vehicle Commission, Insurance Company Codes (list dated September 3, 2026), and the NJ Department of Transportation NJTR-1 Crash Report Manual. Last checked October 5, 2026.

Quick answer: what is an NJ auto insurance code?

Every company allowed to write auto insurance in New Jersey has a three-digit code assigned by the Motor Vehicle Commission. The code is printed on the New Jersey insurance identification card that drivers carry. When police write up a crash on the standard New Jersey crash report (form NJTR-1), they copy that code from each driver’s insurance card into the report instead of writing out the company name.

Most common codes

These are the codes for the insurers South Jersey drivers most often have. The full list is further down.

Insurance company	Code
Allstate New Jersey Insurance Co.	012
Allstate New Jersey Property & Casualty Insurance Co.	054
GEICO Indemnity Co.	100
GEICO Casualty Co.	101
GEICO General Insurance Co.	639
Government Employees Insurance Co. (GEICO)	148
Progressive Garden State Insurance	134
Drive New Jersey Insurance Co. (Progressive)	135
State Farm Indemnity Co.	962
State Farm Guaranty Insurance	896
NJM (New Jersey Manufacturers Insurance Co.)	426
Liberty Mutual Insurance Co.	183
Liberty Mutual Fire Insurance Co.	182
Plymouth Rock / Palisades Insurance Co.	017
High Point Property & Casualty Insurance Co.	411
Selective Auto Insurance Co. of NJ	008
USAA (United Services Automobile Assoc.)	355
USAA General Indemnity Co.	200
USAA Casualty Insurance Co.	823
Mercury Indemnity Co. of America	810
Amica Mutual Insurance Co.	141
CURE (Citizens United Reciprocal Exchange)	946
NJ Personal Automobile Insurance Plan (PAIP)	996
NJ Special Automobile Insurance Plan (SAIP, "dollar-a-day")	997

Many large insurers use several companies, and each one has its own code. If your code isn’t in the table above, look it up in the full list below.

Where to find the insurance code on your crash report

On the New Jersey crash report (NJTR-1), the insurance code for Vehicle 1 is in Box 25 and the code for Vehicle 2 is in Box 55. The officer takes the code from the driver’s New Jersey insurance ID card. You will usually find the policy number next to it.

What an asterisk (*) means

If the code box shows an asterisk instead of a number, the officer either:

• could not determine the insurance company,
• suspected the vehicle was uninsured, or
• was dealing with an out-of-state vehicle. Out-of-state insurers do not get New Jersey codes.

In each case, the officer is supposed to explain in the narrative section (Box 145), and for out-of-state vehicles write the insurance company’s name there.

How to use the code after a crash

1. Identify the other driver’s insurer. Match the code in the other vehicle’s box to the list below.
2. Open your own PIP claim. New Jersey is a no-fault state, so your own auto policy’s Personal Injury Protection (PIP) usually pays your medical bills first, no matter who caused the crash.
3. Report the claim to the other driver’s insurer for vehicle damage and, if you were hurt, an injury claim. Be careful about giving a recorded statement before you understand your rights.
4. Keep the report. You will need the report number, the insurance codes and the policy numbers for every claim.

What if the other driver was uninsured or the code is missing?

If the report shows an asterisk because the other driver may be uninsured, check your own policy for uninsured motorist (UM) coverage, which can stand in for the at-fault driver’s missing insurance. If the code is unclear or doesn’t match the list, call the police department that took the report and ask them to confirm the insurer. People hurt in a crash who have no auto insurance of their own available may have other options, depending on the facts. These situations get complicated quickly, so it’s worth talking to a lawyer.

How to get your New Jersey crash report

Crash reports are requested from the police department that responded: your local police department for most roads, or the New Jersey State Police for crashes on highways like the Turnpike, Garden State Parkway and many interstates. Read more in our guide on what to do after a car accident in New Jersey.

Full list of New Jersey auto insurance company codes

All 546 codes on the Motor Vehicle Commission list as of September 3, 2026, in numeric order. To find a company by name, press Ctrl+F (or Cmd+F on a Mac) and type part of the name. “Personal auto” means the company writes private passenger policies; “Commercial” means business vehicles such as trucks, vans and fleets.

Code	Insurance company	Writes
001	Samsung Fire and Marine Insurance Company, LTD.	Commercial
002	Brotherhood Mutual Insurance Company	Commercial
003	Mid-Century Ins. Company	Personal and commercial
004	ACE Property & Casualty Ins. Co.	Commercial
005	First Nonprofit Insurance Company	Commercial
006	Everest Premier Insurance Company	Commercial
007	Everest Denali Insurance Company	Commercial
008	Selective Auto Insurance Co. of NJ	Personal auto
009	Sentry Casualty Company	Commercial
010	Travelers Indemnity Co. of America	Commercial
011	Ohio Security Insurance Company	Commercial
012	Allstate New Jersey Ins. Co.	Personal and commercial
013	Protective Insurance Co.	Commercial
014	American Automobile Ins. Co.	Commercial
015	American Casualty Co. of Reading PA	Commercial
016	XL Specialty Insurance Co.	Commercial
017	Palisades Insurance Co.	Personal and commercial
018	Ascalon Risk Retention Group, Inc.	Commercial
019	Amica Property & Casualty Ins. Co.	Personal auto
020	Swiss Re Corporate Solutions Elite Insurance Corporation	Commercial
021	First Guard Insurance Company	Commercial
022	Key Risk Insurance Company	Commercial
023	Great American Assurance Co.	Commercial
024	American Contractors Ins. Co. RRG	Commercial
025	American Guarantee & Liability Ins. Co.	Commercial
026	Motorists Commercial Mutual Insurance Company	Commercial
027	Knightbrook Insurance Company	Commercial
028	Global Liberty Insurance Company of New York	Commercial
029	HDI Global Insurance Company	Commercial
030	Allied World Specialty Insurance Company	Commercial
031	Starr Indemnity and Liability Company	Commercial
032	CM Select Insurance Company	Commercial
033	Great American Ins. Co. of NY	Commercial
034	Ironshore Indemnity Inc	Personal auto
035	American Security Ins. Co.	Commercial
036	Travelers Excess & Surplus Lines Co.	Commercial
037	Allied World National Assurance Company	Commercial
038	National Continental Ins. Co.	Personal auto (SAIP only)
039	American Compensation Insurance Company	Commercial
040	Florists' Mutual Insurance Company	Commercial
041	Amerisure Insurance Co.	Commercial
042	New Jersey Indemnity Ins. Co.	Personal and commercial
043	WCF Select Insurance Company	Commercial
044	Midvale Indemnity Company	Personal auto
045	Atlantic Mutual Ins. Co.	Personal auto
046	NJ Skylands Ins. Association	Personal auto
047	Watford Insurance Company	Commercial
048	Scottsdale Insurance Company	Commercial
049	US Specialty Ins. Co.	Commercial
050	Berkley Regional Insurance Company	Commercial
051	Berkley National Insurance Company	Commercial
052	Balboa Insurance Co.	Commercial
053	Praetorian Insurance Co.	Commercial
054	Allstate New Jersey Property & Casualty Ins. Co.	Personal auto
055	ACE Indemnity Insurance Co.	Commercial
056	Indiana Insurance Company	Commercial
057	Bankers Standard Ins. Co.	Personal and commercial
058	American Family Connect Property and Casualty Insurance Company	Personal auto
059	AIG Property Casualty Company	Personal and commercial
060	Bituminous Casualty Corp	Commercial
061	American Modern Home Ins. Co.	Personal and commercial
062	Alliance Assurance Co. of America	Commercial
063	Preferred Professional Insurance Co.	Commercial
064	Response Insurance Company	Personal auto
065	Imperium Insurance Company	Commercial
066	Republic-Vanguard Insurance Company	Commercial
067	American Family Home Insurance Company	Commercial
068	Vantapro Specialty Insurance Company	Commercial
069	Yosemite Insurance Co.	Commercial
070	Crum & Forster Indemnity Co.	Commercial
071	Esurance Ins. Co. of NJ	Personal auto
072	Bancinsure Inc.	Commercial
073	Integon National Insurance Company	Personal and commercial
074	State National Ins. Co. Inc.	Commercial
075	Indiana Lumbermens Mutual Insurance Company	Commercial
076	Centennial Insurance Co.	Personal auto
077	American Mining Insurance Company	Commercial
078	American Southern Home Insurance Company	Commercial
079	Markel American Insurance Company	Personal auto
080	Charter Oak Fire Ins. Co.	Commercial
081	American Road Insurance Company	Commercial
082	Carolina Casualty Ins. Co.	Commercial
083	Trumbull Insurance Co.	Commercial
084	Hartford Casualty Ins. Co.	Commercial
085	Velocity Insurance Company	Commercial
086	Arch Indemnity Insurance Company	Commercial
087	Commerce & Industry Ins. Co.	Commercial
088	United Farm Family Insurance Company	Personal and commercial
089	Onyx Insurance Company Inc	Commercial
090	Liberty Mutual Mid-Atlantic Insurance Co.	Personal auto
091	High Tech Services RRG Inc	Commercial
092	United States Liability Insurance Company	Personal auto
093	Northfield Insurance Co.	Commercial
094	Housing Authority RRG Inc	Commercial
095	National Independent Truckers Ins. Co. RRG	Commercial
096	Personal Service Ins. Co.	Personal auto
097	Continental Casualty Co.	Personal and commercial
098	Continental Insurance Co.	Commercial
100	GEICO Indemnity Co.	Personal auto
101	GEICO Casualty Co.	Personal auto
102	Old Republic General Ins. Corp.	Commercial
103	Pharmacists Mutual Insurance Company	Commercial
104	Safety National Casualty Corp	Commercial
105	Seneca Insurance Co.	Commercial
106	National General Insurance Company	Personal auto
107	Rochdale Ins. Co.	Commercial
108	Aspen American Insurance Company	Commercial
109	Canal Insurance Company	Commercial
110	Employers Mutual Casualty Co.	Commercial
111	Empire Fire & Marine Ins. Co.	Commercial
112	Employers Ins. Co. of Wausau	Commercial
113	Plaza Insurance Company	Commercial
114	Sentinel Insurance LTD	Commercial
115	Evolum Risk Retention Group, Inc.	Commercial
116	Excelsior Insurance Co.	Commercial
117	Prime Property & Casualty Insurance Inc	Commercial
118	Jamestown Ins. Co. a Risk Retention Group	Commercial
119	Markel Insurance Co.	Commercial
120	American Hallmark Insurance Company of Texas	Commercial
121	Ooida Risk Retention Group Inc.	Commercial
122	Steadfast Insurance Co.	Commercial
123	Everest National Insurance Co.	Commercial
124	Federal Insurance Co.	Personal and commercial
125	NGM Insurance Company	Commercial
126	Federated Mutual Insurance Co.	Commercial
127	Acceptance Indemnity Ins. Co.	Commercial
128	Allmerica Financial Benefit Insurance Company	Commercial
129	Fidelity & Guaranty Ins. Underwriters Inc	Personal auto
130	Allmerica Financial Alliance Insurance Company	Commercial
131	Fireman's Fund Ins. Co.	Commercial
132	Falls Lake National Insurance Company	Commercial
133	Berkshire Hathaway Homestate Insurance Company	Commercial
134	Progressive Garden State Ins.	Personal auto
135	Drive New Jersey Ins. Co.	Personal and commercial
136	Pacific Specialty Insurance Company	Personal auto
137	National Interstate Insurance Company	Commercial
138	Rampart Insurance Co.	Commercial
139	Encompass Property & Casualty Co. of NJ	Personal auto
140	General Ins. Co. of America	Commercial
141	Amica Mutual Insurance Company	Personal auto
142	Transportation Liability Ins. Co.	Commercial
143	American Summit Insurance Company	Commercial
144	QBE Insurance Corp	Commercial
145	Arch Insurance Co.	Commercial
146	The Automobile Insurance Company of Hartford Connecticut	Personal auto
147	Essentia Insurance Company	Personal auto
148	Government Employees Ins. Co.	Personal and commercial
149	Accelerant National Insurance Company	Commercial
150	Nationwide Agribusiness Insurance Company	Commercial
151	Granite State Insurance Co.	Commercial
152	Graphic Arts Mutual Ins. Co.	Commercial
153	Harleysville Ins. Co.	Commercial
154	Great American Ins. Co.	Commercial
155	Great Northern Ins. Co.	Commercial
156	Greater New York Mutual Ins. Co.	Commercial
157	Harco National Ins. Co.	Commercial
158	Hanover Insurance Co.	Personal auto
159	Pro Century Ins. Co.	Commercial
160	Sentry Insurance Company	Commercial
161	Hartford Accident & Indemnity Co.	Commercial
162	Hartford Fire Ins. Co.	Personal and commercial
163	Farmers Casualty Insurance Company	Personal auto
164	Foremost Property & Casualty Insurance Company	Personal auto
165	AXIS Insurance Company	Commercial
166	Wesco Insurance Company	Commercial
167	National Liability and Fire Insurance Co.	Commercial
168	Harleysville Worcester Insurance Co.	Commercial
169	National Specialty Ins. Co.	Personal and commercial
170	Farmers Insurance Exchange	Personal and commercial
171	Evergreen Natl Indemnity Co.	Commercial
172	Compass Specialty Insurance Risk Retention Group, Inc	Commercial
173	Cedar Insurance Company	Commercial
174	United Wisconsin Insurance Company	Commercial
175	Insurance Co. of the State of PA	Commercial
176	Acadia Insurance Company	Commercial
177	Firemen's Ins. Co. of Washington DC	Commercial
178	California Casualty and Fire Insurance Company	Personal auto
179	Jefferson Ins. Co.	Commercial
180	Arcoa Risk Retention Group	Commercial
181	Federated Rural Electric Insurance Exchange	Commercial
182	Liberty Mutual Fire Ins. Co.	Personal and commercial
183	Liberty Mutual Ins. Co.	Personal and commercial
184	Privilege Underwriters Reciprocal Exchange	Personal auto
185	National Interstate Ins. Co. of Hawaii Inc	Commercial
186	GM National Insurance Company	Commercial
187	Amguard Insurance Company	Commercial
188	Nationwide Affinity Ins. Co. of America	Commercial
189	Travelers Casualty Insurance Company of America	Commercial
190	Lumbermen's Mutual Casualty Co.	Commercial
191	Zurich American Insurance Co. of Illinois	Commercial
192	LM Insurance Corp	Personal and commercial
193	First Liberty Ins. Corp	Commercial
194	Lumber Mutual Insurance Co.	Commercial
195	Firstline Insurance Company	Commercial
196	Truck Insurance Exchange	Commercial
197	Amtrust Insurance Company of Kansas, Inc	Commercial
198	The Gray Insurance Company	Commercial
199	Massachusetts Bay Ins. Co.	Personal and commercial
200	USAA General Indemnity Company	Personal auto
201	Garrison Property and Casualty Insurance Company	Personal auto
202	Berkley Insurance Company	Personal auto
203	Allied World Insurance Company	Commercial
204	Merchants' Mutual Ins. Co.	Commercial
205	Selective Casualty Insurance Company	Commercial
206	Selective Fire & Casualty Insurance Company	Commercial
207	Selective Insurance Company of New England	Commercial
208	Starstone National Insurance Company	Commercial
209	Tokio Marine America Insurance Company	Commercial
210	Sompo America Fire & Marine Insurance Company	Commercial
211	Small Fleet Advantage Risk Retention Group Inc	Commercial
212	NY Marine and General Insurance Company	Commercial
213	Pennsylvania National Security Insurance Company	Commercial
214	Amerisure Mutual Ins. Co.	Commercial
215	Merchants Preferred Insurance Company	Commercial
216	First Financial Insurance Company	Commercial
217	CSAA General Ins. Co.	Personal auto
218	Hiscox Insurance Company	Commercial
219	Union Insurance Company	Commercial
220	Continental Western Insurance	Commercial
221	Conifer Insurance Company	Commercial
222	Technology Insurance Company, Inc	Commercial
223	Nova Casualty Co.	Commercial
224	National Fire Ins. Co. of Hartford	Commercial
225	Topa Insurance Company	Commercial
226	Berkshire Hathaway Specialty Insurance Company	Commercial
227	National Surety Corp	Commercial
228	National Union Fire Ins. Co. of Pittsburgh	Commercial
229	The American Insurance Company	Commercial
230	A-One Commercial Insurance Risk Retention Group, Inc.	Commercial
231	Capitol Indemnity Corporation	Commercial
232	Netherlands Insurance Co.	Commercial
233	MIC General Insurance Corporation	Personal auto
234	United Specialty Insurance Co.	Commercial
235	New Hampshire Insurance Co.	Commercial
236	Navigators Insurance Co.	Commercial
237	Great Midwest Insurance Company	Commercial
238	Generali United States Branch	Commercial
239	Cincinnati Casualty Company	Commercial
240	Cincinnati Indemnity Company	Commercial
241	Harford Mutual Ins. Co.	Commercial
242	Hartford Underwriters Ins. Co.	Personal and commercial
243	Stonington Ins. Co.	Commercial
244	Strathmore Insurance Co.	Not listed
245	Commercial Hirecar Insurance Company, RRG	Commercial
246	1842 Insurance Company	Commercial
247	Clear Blue Insurance Co.	Commercial
248	Northbrook Indemnity Co.	Commercial
249	Middlesex Insurance Company	Personal auto
250	North River Insurance Co.	Commercial
251	Crestbrook Insurance Company	Personal auto
252	Intrepid Insurance Company	Commercial
253	Discover Property & Casualty Ins. Co.	Commercial
254	National American Insurance Company	Commercial
255	County Hall Insurance Company RRG	Commercial
256	Accident Fund Insurance Company of America	Commercial
257	Northwestern National Ins. Co.	Commercial
258	Metromile Insurance Company	Personal auto
259	Sagamore Insurance Company	Commercial
260	Riverport Insurance Company	Commercial
261	American Builders Insurance Company RRG	Commercial
262	Cusa Risk Retention Group, Inc	Commercial
263	Old Republic Ins. Co.	Commercial
264	Universal Casualty Risk Retention Group Inc	Commercial
265	Momentum Risk Retention Group Inc	Commercial
266	Trailblazers Insurance Company, Inc., a Risk Retention Group	Commercial
267	Surya Insurance Company, Inc., Risk Retention Group	Commercial
268	Pacific Indemnity Co.	Personal and commercial
269	American Modern Property and Casualty Insurance Company	Personal auto
270	American Transportation Group Insurance Risk Retention Group, Inc.	Commercial
271	Blackboard Insurance Company	Commercial
272	Romulus Insurance RRG	Commercial
273	Milford Casualty Insurance Company	Commercial
274	Contractors Bonding and Insurance Company	Commercial
275	Tri-State Insurance Company of Minnesota	Commercial
276	Pennsylvania Lumbermens Mutual Ins. Co.	Commercial
277	Circle Star Insurance Company RRG	Commercial
278	Penn Millers Insurance Co.	Commercial
279	Pennsylvania National Mutual Casualty Ins. Co.	Commercial
280	Philadelphia Indemnity Ins. Co.	Personal and commercial
281	EMC Property & Casualty Company	Commercial
282	Phoenix Insurance Co.	Commercial
283	Emcasco Insurance Company	Commercial
284	Atlantic Specialty Ins. Co.	Commercial
285	Union Insurance Company of Providence	Commercial
286	United Fire & Casualty Company	Commercial
287	Preferred Mutual Ins. Co.	Commercial
288	Guideone Mutual Ins. Co.	Commercial
289	Vault Reciprocal Exchange	Not listed
290	Motor Transport Mutual RRG	Commercial
291	Hoxbridge Insurance Company, Inc	Commercial
292	Westport Insurance Co.	Commercial
293	American Inter-Fidelity Exchange	Commercial
294	Park Wood Risk Retention Group, Inc	Commercial
295	Clear Spring Property and Casualty Company	Commercial
296	Trisura Specialty Insurance Company	Commercial
297	CSAA Affinity Insurance Company	Personal auto
298	Benchmark Insurance Company	Commercial
299	Skyraider Risk Retention Group, Inc	Commercial
300	Intrepid Casualty Company	Commercial
301	Third Coast Insurance Company	Commercial
302	Voyager Indemnity Insurance Company	Commercial
303	Security Casualty Risk Retention Group	Commercial
304	Highlander Specialty Insurance Company	Commercial
305	Nationwide General Insurance Company	Commercial
306	Everspan Indemnity Insurance Company	Commercial
307	St Paul Fire & Marine Ins. Co.	Commercial
308	St Paul Mercury Ins. Co.	Commercial
309	Texas Insurance Company	Commercial
310	First Chicago Insurance Company	Commercial
311	Star Mutual Risk Group	Commercial
312	Great Divide Insurance Co.	Commercial
313	Long Iron Insurance Risk Retention Group, Inc	Commercial
314	Mercury Insurance Company of Illinois	Personal auto
315	Encompass Insurance Co. of NJ	Personal auto
316	Technology Transportation Mutual Risk Retention Group, Inc	Commercial
317	Incline Casualty Insurance	Commercial
318	21st Century Premier Insurance Company	Commercial
319	Lap Commercial Insurance Company Inc. a Risk Retention Group	Commercial
320	Obsidian Specialty Insurance Company	Commercial
321	Accredited Specialty Insurance Company	Commercial
322	Hudson Insurance Co.	Commercial
323	North Pointe Insurance Company	Commercial
324	Woodlands Risk Retention Group	Commercial
325	Ascot Insurance Company	Commercial
326	Nationwide Assurance Company	Commercial
327	Professional Transportation Risk Retention Group	Commercial
328	New Jersey Casualty Insurance Company	Commercial
329	Spinnaker Insurance Company	Personal and commercial
330	Lyndon Southern Insurance Company	Commercial
331	Transverse Insurance Company	Commercial
332	Mitsui Sumitomo Ins. Co. of America	Commercial
333	Siriuspoint Specialty Insurance Corporation	Commercial
334	Knight Specialty Insurance Company	Commercial
335	RLI Insurance Co.	Commercial
336	Granada Insurance Company	Commercial
337	Insure Line Transportation Insurance Co. RRG LLC	Commercial
338	Tokio Marine & Nichido Fire Ins. Co. LTD (US Branch)	Commercial
339	American Risk Management Risk Retention Group	Commercial
340	Pacific Insurance Company, LTD	Commercial
341	Travelers Property Casualty Co. of America	Commercial
342	Transcontinental Ins. Co.	Commercial
343	Transportation Ins. Co.	Commercial
344	Travelers' Indemnity Co.	Commercial
345	Obsidian Insurance Company	Commercial
346	Mobilitas General Ins. Co.	Commercial
347	Twin City Fire Ins. Co.	Commercial
349	Trisura Insurance Company	Commercial
350	Nutmeg Insurance Company	Personal and commercial
351	Federated Reserve Insurance Company	Commercial
352	Chiron Insurance Company	Commercial
353	Berkshire Hathaway Direct Insurance Company	Commercial
354	Gladius Insurance Risk Retention Group Inc	Commercial
355	United Services Automobile Assoc	Personal auto
356	Arch Property Casualty Insurance Company	Commercial
357	United States Fidelity & Guaranty Co.	Commercial
358	United States Fire Ins. Co.	Commercial
359	Southern Insurance Company	Commercial
360	Founders Insurance Co.	Personal auto
361	Transverse Specialty Insurance Company	Commercial
362	Bihar Risk Retention Group, Inc.	Commercial
363	Southlake Specialty Insurance Company	Commercial
364	Utica Mutual Insurance Co.	Commercial
365	GEICO Secure Insurance Company	Personal auto
366	Valley Forge Insurance Co.	Commercial
367	XL Insurance America Inc	Commercial
368	Vigilant Insurance Co.	Personal and commercial
369	GEICO Choice Insurance Company	Personal auto
370	Wausau Underwriters Ins. Co.	Commercial
371	Accredited Surety and Casualty Company, Inc.	Commercial
372	Westchester Fire Insurance Co.	Commercial
373	Continental Indemnity Company	Commercial
374	Wausau Business Ins. Co.	Commercial
375	Wilshire Insurance Co.	Commercial
376	Regent Insurance Company	Commercial
377	Sentinel Insurance Co.	Commercial
378	Sompo America Insurance Company	Commercial
379	Zurich American Ins. Co.	Commercial
380	Mobilitas General Insurance Company	Commercial
381	General Casualty Company of Wisconsin	Commercial
382	Clear Blue Specialty Insurance Company	Commercial
383	Concert Specialty Insurance Company	Commercial
384	Utica National Insurance Company of Texas	Commercial
385	Utica National Assurance Company	Commercial
386	Lannisport Marine & General Insurance Company	Commercial
387	Tesla General Insurance Company	Personal auto
388	Gotham Insurance Company	Commercial
389	Greystone Insurance Company	Commercial
390	Motors Insurance Corporation	Commercial
391	American European Ins. Co.	Commercial
392	Foremost Insurance Co. of Grand Rapids, MI	Personal auto
393	Bus Risk Retention Group, Inc.	Commercial
394	Nationwide Insurance Company of America	Commercial
395	Nationwide Mutual Insurance Company	Commercial
396	Nationwide Property & Casualty Insurance Company	Commercial
397	Allied Insurance Company of America	Commercial
398	Rock Ridge Insurance Company	Commercial
399	Polaris Insurance Company Risk Retention Group, Inc.	Commercial
400	ACE Fire Underwriters Ins. Co.	Commercial
401	Motor Club Insurance Company	Personal auto
402	Everspan Insurance Company	Commercial
404	Alliance of Non Profits for Insurance RRG	Not listed
411	High Point Property & Casualty Ins. Co.	Personal auto
413	High Point Safety & Ins. Co.	Personal auto
422	Pennsylvania Manufacturers Assoc	Commercial
423	Pacific Employers Ins. Co.	Commercial
426	New Jersey Manufacturers Ins. Co.	Personal and commercial
435	Lumbermens Underwriting Alliance	Commercial
436	Countryway Insurance Co.	Commercial
440	American Family Home Ins. Co.	Personal auto
444	Fairmont Specialty Ins. Co.	Commercial
448	Cumis Insurance Society Inc	Commercial
451	General Security National Ins. Co.	Commercial
453	Insurance Co. of Greater NY	Commercial
457	Transguard Ins. Co. of America Inc	Commercial
463	Electric Insurance Co.	Personal and commercial
465	Ohio Casualty Ins. Co.	Commercial
466	West American Ins. Co.	Commercial
468	Diamond State Insurance Co.	Commercial
476	Century Indemnity Co.	Commercial
480	Sentry Select Insurance Co.	Personal and commercial
482	21st Century Centennial Insurance Company	Personal auto
485	Argonaut Insurance Co.	Commercial
487	ACE American Insurance Co.	Commercial
489	Fidelity & Deposit Co. of Maryland	Commercial
612	Travelers' Indemnity Co. of Connecticut	Commercial
615	TNUS Insurance Co.	Commercial
619	Republic Western Ins. Co.	Commercial
624	Fidelity & Guaranty Ins. Co.	Commercial
628	Illinois National Ins. Co.	Commercial
631	Lancer Ins. Co.	Commercial
632	Teachers Auto Ins. Co. of NJ	Personal auto
633	Cincinnati Insurance Co.	Personal and commercial
637	Northland Insurance Co.	Commercial
638	Virginia Surety Co. Inc	Commercial
639	GEICO General Ins. Co.	Personal and commercial
642	Vanliner Insurance Co.	Commercial
648	Citizens Ins. Co. of America	Commercial
650	Greenwich Insurance Co.	Commercial
651	Athena Assurance Co.	Commercial
653	Church Mutual Insurance Company, S.i.	Commercial
655	Hartford Insurance Co. of Midwest	Personal and commercial
656	Argonaut Midwest Ins. Co.	Commercial
661	MIC Property & Casualty Ins. Co.	Commercial
664	Peerless Indemnity Ins. Co.	Personal and commercial
673	Republic Franklin Ins. Co.	Commercial
674	United Financial Casualty Co.	Commercial
771	Westfield Insurance Co.	Not authorized for NJ commercial auto since 5/30/07
810	Mercury Indemnity Co. of America	Personal auto
811	Universal Underwriters Ins. Co.	Commercial
813	Bituminous Fire & Marine Ins. Co.	Commercial
816	Selective Ins. Co. of America	Commercial
818	Occidental Fire & Casualty Company of North Carolina	Commercial
823	USAA Casualty Insurance Co.	Personal auto
825	Fitchburg Mutual Ins. Co.	Personal and commercial
833	Great West Casualty Co.	Commercial
839	Farmers' Mutual Fire Ins. Co. of Salem County	Commercial
845	Mercer Insurance Co.	Commercial
846	Mercer Insurance Co. of NJ	Commercial
854	Farmers Insurance Co. of Flemington	Commercial
859	Argonaut-Southwest Ins. Co.	Commercial
864	Selective Way Ins. Co.	Commercial
875	Great American Alliance	Commercial
877	Nationwide Mutual Fire Ins. Co.	Commercial
878	Rider Insurance Co.	Motorcycle and personal auto
882	Progressive Casualty Ins. Co.	Commercial
884	St Paul Protective Insurance Company	Personal and commercial
886	Mitsui Sumitomo Ins. USA Inc	Commercial
888	New Jersey Re-Insurance Co.	Commercial
889	Liberty Ins. Underwriters Inc	Commercial
890	Atlantic Employers Ins. Co.	Personal and commercial
891	Indemnity Ins. Co. of North America	Commercial
892	Fairmont Premier Insurance Co.	Commercial
895	American Fire & Casualty Co.	Commercial
896	State Farm Guaranty Ins.	Personal and commercial
898	Rutgers Casualty Ins. Co.	Commercial
900	American States Ins. Co.	Commercial
901	Chubb Insurance Co. of NJ	Personal and commercial
902	Trans Pacific Ins. Co.	Commercial
907	Starnet Ins. Co.	Commercial
909	Safeco Ins. Co. of America	Personal and commercial
910	Continental Ins. Co. of NJ	Commercial
911	Crum & Forster Ins. Co.	Personal and commercial
912	National Casualty Co.	Commercial
913	Aegis Security Ins. Co.	Personal auto
914	Liberty Insurance Corp	Commercial
915	State Farm Classic Insurance Company	Personal auto
917	Harleysville Ins. Co. of NJ	Personal and commercial
919	Fireman's Fund Indemnity Corp	Commercial
922	Cumberland Ins. Co.	Commercial
925	Harleysville Preferred Ins. Co.	Commercial
926	Swiss Re Corporate Solutions America Insurance Corporation	Commercial
930	Corepointe Insurance Company	Commercial
931	Chubb National Insurance Company	Commercial
932	Executive Risk Indemnity Inc	Commercial
934	American Zurich Ins. Co.	Commercial
936	American Millennium Ins. Co.	Commercial
937	Euler Hermes American Credit Indemnity Co.	Commercial
942	XL Reinsurance America Inc	Commercial
945	Farmers Property and Casualty Insurance Company	Personal auto
946	Citizens United Reciprocal Exchange (CURE)	Personal auto
954	First Trenton Indemnity Co.	Personal auto
955	Carriage RRG, Inc	Commercial
956	Cedar Rapids RRG, Inc	Commercial
957	Manufacturers Alliance Ins. Co.	Commercial
958	MSIG Specialty Insurance USA Inc	Commercial
959	Pennsylvania Manufacturers Indemnity Co.	Commercial
960	American Bankers Ins. Co.	Personal auto
961	Root Property & Casualty Insurance Company	Personal auto
962	State Farm Indemnity Co.	Personal and commercial
963	Palisades Safety & Ins. Asso	Personal auto
964	GEICO Marine Insurance Company	Commercial
965	Esurance Insurance Company	Personal auto
966	Kodiak Insurance Co.	Commercial
967	Bristol West Insurance Company	Personal auto
968	Star Insurance Co.	Commercial
969	Great American Security Insurance Company	Commercial
970	Palomar Excess and Surplus Insurance Company	Commercial
971	Great American Spirit Insurance Company	Commercial
972	J.w. Hughes Risk Retention Group, Inc	Commercial
973	Illinois Emcasco Insurance Company	Commercial
974	Homestead Insurance Co.	Commercial
975	Indian Harbor Insurance Co.	Commercial
976	General Agents Insurance Co. of America Inc.	Commercial
977	Travelers Casualty Company of Connecticut	Commercial
978	T.h.e. Insurance Company	Commercial
979	National Indemnity Company	Commercial
980	Essex Insurance Co.	Commercial
981	Wright Bros Risk Retention Group, LLC	Commercial
982	First Interstate Indemnity RRG	Commercial
983	Siriuspoint America Insurance Company	Commercial
984	St Paul Medical Liability	Commercial
985	American Alternative Ins. Corp	Commercial
986	Farmington Casualty Company	Commercial
987	AIOI Ins. Co. of America	Commercial
988	Farm Family Casualty Ins. Co.	Commercial
989	Unitrin Preferred Ins. Co.	Commercial
990	Lancer Insurance Company of New Jersey	Commercial
991	Ari Insurance Company	Commercial
992	Farmers Direct Property and Casualty Insurance Company	Personal auto
993	Farmers Group Property and Casualty Insurance Company	Personal auto
994	St. Paul Guardian Insurance Company	Commercial
995	Standard Fire Insurance Company	Commercial
996	NJ Personal Auto Ins. Plan (PAIP)	Personal auto
997	NJ Special Auto Ins. Plans (SAIP)	Personal auto
998	NJ Voluntary Basic Auto Program (VAPP)	Personal auto
999	NJ Commercial Automobile Ins. Plan (CAIP)	Commercial

Frequently asked questions

Is the insurance code the same as my policy number?

No. The three-digit code identifies the insurance company. Your policy number identifies your specific policy with that company. The crash report lists both.

Why does my insurer have more than one code?

Large insurers often write New Jersey policies through several separate companies, such as GEICO Indemnity, GEICO Casualty and GEICO General, and each company has its own code.

The code on my report doesn’t match my insurer. What should I do?

Check the code on your New Jersey insurance ID card, tell your insurer, and ask the police department how to correct the report if needed.

Do I need a lawyer after a crash?

Not for every fender-bender. But if you were hurt, the other driver was uninsured, or the insurer is disputing fault, a free consultation can help you understand your options and deadlines. See our New Jersey car accident lawyer page.

This guide is general information, not legal advice. Insurance codes are assigned by the New Jersey Motor Vehicle Commission and can change; check the official list for the latest version.